Default Risk Detail: #INT-99283
Probability of Default
LOW RISK15%
The predictive model estimates a high likelihood of repayment based on current capital liquidity and historical bill ratios.
LOW (0-30%)
MEDIUM (31-70%)
HIGH (71-100%)
Historical Prediction Context
VIEW MODE:
Market Confidence
92.4%
Model Variance
1.2%
Peer Benchmark
Top 5%
Bill Payment History (Raw Data)
| Period | Bill Amount | Paid Amount | Status | Variance |
|---|---|---|---|---|
| SEP 2023 | $12,400.00 | $12,400.00 | SETTLED | 0.0% |
| AUG 2023 | $11,200.00 | $10,000.00 | PARTIAL | -10.7% |
| JUL 2023 | $14,500.00 | $14,500.00 | SETTLED | 0.0% |
Parameters Used
age Of Entity25 Years
credit Limit$100,000
marital StatusMarried
education LevelGraduate
recent Credit InquiryNone detected
Recent Credit Inquiry
None detected
Risk Factors
Low pay/bill ratio
Payment activity has decreased by 12% over the last fiscal quarter.
Consistent Liquidity
Cash reserves have maintained a 3:1 ratio relative to current debt obligations.